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Many banks offer enticing sign-up bonuses to attract new customers, even without requiring direct deposit. These promotions typically involve opening a new checking or savings account and meeting specific criteria, such as maintaining a minimum balance or completing a certain number of transactions. This flexibility allows individuals who may not have a regular paycheck to still benefit from these bonuses. However, it's essential to read the fine print, as terms and conditions can vary significantly between institutions. Overall, these offers can provide a great incentive for those looking to maximize their banking experience.

Terms & Conditions Megabonaza: Not available in AL, GA, ID, KY, MT, NV, LA, MI, WA, DE, NJ, CT, OH, PA. Void where prohibited by law. Must be 18 or older. Additional terms and conditions apply.